Introducing
Joiin Intelligence.
AI built for finance.

Joiin Intelligence is a structured data layer built from multiple integrations, including Xero, QuickBooks, Sage, Pennylane, Puzzle and spreadsheets. Non-financial data is integrated too, including Zapier and Slack, all unified into one consolidated model with entities, intercompany eliminations, multi-currency logic, KPIs and report packs already structured in Joiin.

The moment you have multiple entities, multiple accounting platforms, intercompany transactions or multi-currency reporting, AI outputs are only as good as the structure underneath them. Joiin Intelligence is what makes Claude useful at group scale. Joiin is an Intuit Platinum App Partner, an award-winning app on Xero, a G2 Leader, and winner of Best Financial Reporting and Consolidation Software 2025. Over 65,000 companies worldwide trust Joiin. When Claude runs on top of Joiin Intelligence, it’s running on reporting infrastructure that finance teams, accountants and advisors already trust.

7 min to your first report. Connect your Xero, QuickBooks, Sage or other source, and Joiin syncs and structures your data automatically. Ask questions and get answers in seconds. There’s no implementation project, no consulting engagement, no data warehouse build. You ask your first question the same afternoon you sign up. This matters because the alternative, building a finance AI capability in-house, typically takes months. A 14-day free trial gives you the full platform with no credit card, so you can be through evaluation and into live use before most AI projects have finished their prompt and discovery phase.

Yes, and this is often where finance teams feel the difference first. Joiin Intelligence connects live to Xero, QuickBooks, Sage and spreadsheets, consolidates them with proper eliminations and FX, and queries that structured layer. For teams that live in Microsoft Excel, the Joiin Excel Add-In pulls live, consolidated group figures straight into the workbook, refreshes on demand, and keeps the formulas and models you already have.

Yes, and this is often where finance teams feel the difference first. Joiin Intelligence connects live to Xero, QuickBooks, Sage and spreadsheets, consolidates them with proper eliminations and FX, and queries that structured layer. For teams that live in Microsoft Excel, the Joiin Excel Add-In pulls live, consolidated group figures straight into the workbook, refreshes on demand, and keeps the formulas and models you already have.

Finance teams and advisors are already using AI including Claude, ChatGPT, Copilot and Cursor for research, drafting and analysis. The Joiin MCP server brings your live financial data into those conversations, so you work in the tools you already trust, without copying files, re-uploading data or losing context. MCP (Model Context Protocol) is an open standard. Claude Desktop is the primary integration, and because MCP is open, ChatGPT, Copilot and other MCP-compatible clients work too.

You add the URL https://app-api.joiin.co/mcp, sign in with your Joiin account, and your AI can run live queries against your consolidated data. Ask questions like “show me last month’s P&L”, “who are our top customers”, “AR ageing by customer”, “compare this year vs last year”. The assistant answers using real numbers from your connected accounting systems, not invented ones. AI features only access data the user is authorised to view, so existing roles and permissions carry through.

This is the difference between AI as a novelty and AI as a finance tool. Hallucinations happen when a model fills gaps because it has no grounded data. Dropping a P&L into a chat and asking for analysis works up to a point, but the model doesn’t know what’s missing, what’s been eliminated intercompany, or how your group rolls up. Joiin Intelligence runs on a structured, governed reporting layer. Outputs are designed to be explainable, reviewable, and linked back to the underlying data. AI-generated outputs are provided for informational purposes only, and users remain responsible for review, in line with Joiin’s AI Policy (joiin.co/ai-policy). You get frontier AI speed with accounting oversight intact.

Joiin is built for CFOs, internal finance teams and practices. Accountants manage multiple clients under one subscription, switch between them seamlessly, and set granular permissions so the right people see the right data. Joiin Intelligence respects those boundaries automatically: ask a question about Client A and you get Client A’s numbers, switch to Client B and the context follows. For practices, that means consistent reporting across a client book, faster month-end turnaround, and the ability to offer AI-driven advisory services without building the infrastructure yourself. Your clients get trusted AI on their numbers; you keep control of the relationship and the data.

Three core things.

First, ask questions of your consolidated data in natural language: “what’s driving the variance in Q3 cost of sales?”, “show me revenue by entity for the last 12 months”, “which customers are behind on payments?” No report building, no exports, just answers from your live numbers.

Second, troubleshoot and investigate. Spot an anomaly in the dashboard and drill in: “why is other expenses so high last month?”, “break down marketing spend by supplier”, “find the transactions behind this figure”. Joiin Intelligence points back to source data so you can trace a number to its origin, not just accept the headline.

Third, AI Agents for recurring reporting. Describe the purpose and audience of a report pack once, and Joiin’s AI Agents generate it every cycle: board packs, management accounts, client updates, KPI reviews. Consistent layout, consistent narrative, fresh numbers, across single or multiple entities. Question, investigation, and automated reporting all from the same structured data layer.

Yes. Joiin Intelligence operates in any language. Finance teams can ask questions and generate reports in the language they work in, with outputs returned in that same language. Group reporting in English, a commentary draft in French, a variance query in Spanish, a KPI breakdown in German, all from the same consolidated data. This matters for multi-entity groups operating across countries, for accountants managing international client portfolios, and for finance teams where local reviewers need commentary in their own language. The structured data layer stays the same underneath; the language changes to fit the user.

This is the question every IT and compliance team will ask, and the answer determines whether AI moves from pilot to platform.

Using AI with financial data raises real governance questions: where does the data go, who can access it, is it used to train models, and is there a clear audit trail. Joiin Intelligence is built with these controls in place.

All AI processing runs within Joiin’s secure infrastructure on Amazon Web Services (AWS) using AWS Bedrock. When Joiin invokes third-party AI to generate insights, it is done through secure, on-demand requests. Customer data is not retained by AI providers, not shared beyond the request, not used to train external models, and not stored by third parties. Joiin remains the system of record at all times, and access always follows existing user roles and permissions.

For teams that want flexibility, Joiin also supports external AI connections via MCP. In this case, you choose the AI tool, and your data is governed by that provider’s terms, not Joiin’s. This includes how data may be handled or used for training. For this reason, commercial or enterprise AI accounts are recommended, as they typically provide stronger data protection and no-training guarantees.

Joiin Intelligence is built on four principles:

• Transparent: clear on where and how AI is applied
• Secure: enterprise-grade infrastructure on AWS Bedrock
• Compliant: aligned with GDPR, CCPA, and other applicable laws
• Supportive: AI assists finance teams, with final decisions remaining with people

This is the level of control procurement, IT, and compliance teams need before approving AI in finance.

Building a finance-grade AI layer means constructing a consolidation engine, mapping every entity’s chart of accounts, automating eliminations and FX, building governance and permissions, wiring in Claude or another model, and maintaining all of it as accounting standards, integrations and AI capabilities evolve. It takes a team, a roadmap and time. Joiin gives you that layer now, maintained for you, at a fraction of the cost. A 14-day free trial includes full access: unlimited reports, unlimited users, Joiin Intelligence, Joiin Connect and the MCP server. No credit card, no seat limits. Start at joiin.co.